Circle Rate Bangalore 2025: Area-Wise Categorization List

A circle rate is the minimum price the state government sets to sell a real estate property to a buyer. This price is subject to change from time to time and is also the biggest factor in determining the transaction fee for property-related transactions like stamp duty collection. This differs from the market rates in real estate deals, as they are very volatile and are often set much higher by the seller. The circle rate in Bangalore helps avoid undervaluation of property rates and determines the exact interest rate of home loans. 

Circle rates in Bangalore help sellers and buyers make well-informed property-related decisions. There is no upper limit for the property rate of land/homes in Bangalore, but the Karnataka government sets a lower limit, which increases every two years. Such a rise did not occur in the past five years because of COVID-19, but the circle rate of Bangalore changed in 2025. The government has also urged residents to find the circle rates and their impact on various transactions on an app called Kaveri 2.0. 

Circle Rates of Bangalore – Overview

Karnataka Government has set up different circle rates for different areas to improve market valuation based on factors like property type and demand. The following rates are the official benchmark for any land/ home and will also help determine the cost of translation fees and stamp duty on every real estate deal. 

Here is the official list of the current circle rates in Bangalore in 2025:

These rates were increased in October 2023:

• Agricultural Land: 50% 
• Construction Sites: 5-30%
• Apartments: 5-20%

The following tax rates are applicable on the above-mentioned circle rates in Bangalore (starting from April 1, 2024):

Some of the other altered rates include: 

• Certified Copies- Stamp duty of Rs. 20 (formerly Rs. 5)
• Power of Attorney- Stamp duty of Rs. 500 (Previously Rs. 100)
• Property Partition- Stamp duty of Rs 5,000 for urban areas and Rs. 3000 for villages

Understanding the Gap: Market Rates vs. Circle Rates in Bangalore

A circle rate is a minimum property price the state government sets, below which no real estate transaction can occur. This value plays a huge factor in determining the actual cost of the property and in determining the home loan interest and other fines related to real estate transactions. Each area/ locality is given its own circle rate in Bangalore, after which one can calculate the appropriate rate of transaction fees. 

The market rate, on the other hand, is the actual property rate paid by the buyer to purchase land/property. This is often higher than the actual circle rate, given that the latter does not include the buyer’s financial capacity or appreciation of real estate prices. 

Here are the current market prices of the most active localities in Bangalore, according to the Square Yards website: 

*Data as of March 31, 2024. These values can fluctuate according to real-time market conditions.

Factors Influencing Circle Rate of Bangalore

Bangalore is one of India’s largest cities, covering more than 741 sq km with a population of more than 8 million. The city is well-known for its high employment opportunities and amazing urban amenities, which attract many residents from across the world who want to buy or rent property in Bangalore. 

Therefore, the circle rate of each area/locality in Bangalore is a bit more costly than nearby areas but worth the investment. Some of the factors affecting the circle rate in Bangalore include:

High/ low property demand in specific areas

Higher demand for any specific location will imply a better quality of lifestyle, thus reducing the supply for the limited number of properties. This will lead to a higher market rate and a higher circle rate. This high circle rate will, in turn, offer high revenue to the government via transaction fees and stamp duty fees.

Quality of Infrastructure

An area/ locality that possesses high physical infrastructure, such as adequate street lights, 24/7 water connectivity and well-maintained roads, will definitely attract more residents and vice versa. This includes proximity to the town’s landmarks and public transportation facilities, improving the residents’ quality of life. 

Location of The Land/Property

 A well-connected locality will have a much higher circle rate in Bangalore than one without any interconnections within and outside the town. The markets, landmarks, schools, IT hubs, business centres, and hospitals near the property also influence the circle rate of the locality as they eventually lead to a higher/lower market rate.

Government Policies/Subsidies

Government policies/subsidies or even tax incentives often increase demand for a specific location due to its increased affordability. This surge in demand will, in return, lead to higher transaction-related revenues. These can also be reversed to reduce an area’s market prices by increasing the tax rates levied on them. 

Property Types

Different property types, such as low-rise residential buildings and huge mansions, attract different types of investors and, hence, will have different circle rates. Agricultural lands with no urban amenities will have a lower circle rate than residential land located in the heart of the town.

Why Does Bangalore Circle Rate List Matter?

The Bangalore circle rate list can impact your real-estate purchases in many ways. Here is why the circle rates in Bangalore matter and why you should keep an eye on them before purchasing a property. 

Correct property valuation: Circle rates give a fair evaluation of the property rates near an area/locality as they are fixed after considering all the important factors like public transportation, accessibility, and infrastructure. 

Registration costs: Bangalore circle rate lists help evaluate the costs of stamps and other transaction-related expenses, which are the fixed percentages of the former. This provides state revenue for selling and purchasing every kind of land and property.

Lower stamp costs: If you purchase a property at a higher market value, you will only be required to pay the circle rate value stamp costs. For example, if you purchase a property worth Rupees 1 Crore but the area’s circle rate value is Rupees 80 Lakhs, then according to the 5% stamp percentage, you will only have to pay Rupees 4 Lakh and not Rupees 5 Lakh. 

Opportunity to save money: If an investor thinks an area with a low circle rate in Bangalore will implode in the real estate market soon, he/ she can purchase land at a lower circle rate and sell it at a much higher market value. 

Obtaining loans from banks: Circle rates set a standardised benchmark for property valuation, which banking institutions later use to offer loans to residents. Circle rate also assures lenders that a property is worth at least its circle rate if the borrower fails to repay the loan. 

Circle Rate in Others Cities:

Find Your Circle Rate in Bangalore in Minutes

You can find out your locality’s circle rate in Bangalore within minutes by following these steps: 

• Visit the online website of Kaveri 2.0 under the Department of Stamps and Registration. 
• Scroll down the page until you reach the ‘Services for Guest User’ dialogue box and select the ‘Know Your Property Valuation’ button. 
• This will take you to a separate website link. You must fill in the required details here, such as the district, area, village and taluka names. 
• Next, mention your property type, usage, area and measurement unit.
• After filling in the details, click on the ‘Display Valuation’ option, and the circle rate of your desired property will be shown at the bottom right corner. 
• To find more detailed information about the property and the circle rate, click the ‘Advance Search’ button at the top left. 

You can also find out your property’s value using this formula after learning the area’s circle rate: 

Property Value: Area (square feet or square meter) * Circle Rate (In the same unit as the area size)

Impact of Circle Rates On Bangalore’s Real-Estate Economy

The new circle rates in Bangalore have already increased the overall market rates of all the properties. After the new guidelines were declared, the prices of KR Puram, Yelahanka and Electronic City jumped by a huge margin, almost 5-20%. Residential plots saw a 5–20% price hike, while agricultural land’s circle rates increased by 30%. 

On average, the circle rate of Bangalore increased by 25-30% in all the properties. In a few places where the market value and the circle rate were similar, the Karnataka government raised the circle rate by 10%. Such a huge increase in the circle rates will ensure that no illegal transactions occur between the base amount and the market rate of each property. 

How to check Ready Reckoner Rates in Banglore? 

Your Bangalore Circle Rate Advantage: Unlock Smart Property Deals

So far, we’ve learned that understanding and leveraging the circle rate advantage is key to unlocking smart property deals in Bangalore. After learning the correct circle rate, a real estate investor can make more strategic and cost-effective decisions when buying or selling property. Knowing the circle rate dynamics empowers you to navigate the market confidently and seize opportunities that align with your financial goals, whether you are a first-time homebuyer or an investor. 

Circle rates will not only give you an estimate of the current market value of your property but also assure you of investment returns in the future. Circle rates will eventually help you secure huge loans on your property and save money on transaction costs. Hence, every property buyer must know about their area’s circle rate in Bangalore before signing that final document. 

FAQ’s about Circle Rate in Bangalore