EPF Form 20 – How to Fill, Documents Required and Eligibility

Learn more about the composite claim form, how to apply, what are the document requirements, who can claim for the EPF funds, and much more in detail in this blog. We have mentioned every important point for you to remember while filing for the applicant form.

Let’s dive in and guide you throughout the process of filling EPF Form 20.

What is Form 20 PF?

EPF Form 20 is filled to claim the funds after the death of an EPF member.  The form is filled by the legal nominee or heir off the deceased EPF member.

The EPF (Employees’ Provident Fund) works as a retirement benefits scheme under which every registered member including the employee and the employer make contributions during the service period of an employee. The benefits of retirement are available after or at the age of 58 years. The benefits are also available before retirement in some unique cases.

There are situations where the member is not able to provide the service till retirement due to unfortunate events, death, or other reasons, then the family left behind will get the insurance of about Rs. 7 lakhs under the EDLI Scheme and monthly pension is also available for widows/child/orphans/ under the EPS scheme.

The family members can also claim provident fund withdrawal using EPF form 20. This form can also be used to claim the withdrawal in the case of a minor or a lunatic member.

When Should we Submit Form 20 PF?

EPF Form 20 is submitted to the EPFO Commissioner’s office when an EPF member dies. The form is submitted by the nominee or the legal heir or family member of the departed EPF member. Thus, if you are a nominee of any EPF member and he or she dies unfortunately then you have to submit EPF form 20.

Who can Claim PF Fund After the Death of an EPF Member?

The following persons can claim the pf fund after the death of the EPF member:

• By the guardian of a minor EPF member.
• By a nominee or legal heir of the deceased member (decided by the deceased member)

But whoever be the claimant, he or she has to submit Form 20, Form 10C/D to claim the perks under the three schemes launched by EPFO. The three schemes are EPF, EPS, and EDLI.

Once all the documents are provided and the claim is accepted the EPF Commissioner will settle the claim in thirty working days from the day the receipt of the claim is submitted. And the main objective of the EDLI is to provide support to all the family members who are left behind the deceased person.

How to Fill out a Death claim form 20 EPF?

A family member or legal heir or nominee or a guardian of the deceased EPF member can fill the form 20 offline and then submit it to the EPF Commissioner’s office available in their region with the help of the employer of the deceased person. They also have to attest to the necessary documents. We have explained the complete method in detail on how to fill the fields present in the EPF form 20.

Mobile Number – It is important to mention the applicant’s number to get the SMS on time about the EPF withdrawal status.

Details of the Member –

• The name of the EPF member
• Father name or husband name (if married)
• Complete address of the organization with PIN code, where the member was working at the time of his or her demise.
• Account details of the EPF account
• The date of leaving the service
• The reason for leaving the designated service
• The date of death of the late EPF member. The format must be – dd/mm/yy
• The marital status of the member on the day of his or her death

Details of the Claimant

• The name of the applicant claiming the EPF funds.
• The name of the father or husband
• Gender of the claimant
• Age of the applicant person
• Marital status of the applicant
• And, finally what is the relation between the applicant and the departed EPF member.

This Section Will be Filled by the Guardian or Manager of Minor or Lunatic Member

Or

By the Guardian of Minor Nominee or Legal Heir or Family member of the Departed Member

• The name of the person filing form 20 for EPF funds.
• Name of the Father or husband
• The relationship between the minor and the applicant
• Complete postal address of the applicant in block alphabets
• The mode of receiving the funds are:

-By postal money order

-By account payees cheque

• By electronic mode, directly into the account of the applicant

Clamant has to certify using an advanced stamped receipt. This receipt will be used only if the amount is disbursal through a cheque and bank account. This step will help in acknowledging receipt of EPF money.

Related EPF Form

What is the Eligibility for EPF Form 20?

If an EPF member dies somehow then the following people are eligible to fill the EPF Form 20.

• If the member was a minor then the claimants will be his or her parents.
• If the deceased member has selected a nominee or as a legal heir then these people can claim the EPF funds of the member.
• Guardian of the minor or lunatic nominee or heir can claim the Provident Fund for the minor deceased member.

Attestation of EPF Form 20

Form 20 is forwarded to the EPFO with the employer as a mediator and under whom the EPF person was the last working. Both the employer and the claimant have to sign every page of form 20.

And, if the establishment is non-operable or closed then the form will be verified and attested by any of the following official person:

• A gazetted officer
• A Magistrate
• A post or sub-post Master
• The president of the village union
• President of the village panchayat (if there is no Union board chairman/secretary/member of municipal corporation/district local board/member of parliament / legislative assembly/member of Central Board of Trustees).
• Manager of the bank in which the savings account is being operated
• Head of any acknowledged educational institution.
• The Regional Committee of Employees Provident Fund (EPF)

What are the Essential Documents Required for the PF Death Claim?

Here is the list of most important documents, required for claiming the EPF fund are as follows:

Death certificate: If the application is given by the nominee or surviving family member or guardian or legal heirs after the death of the member.

Guardianship certificate: This certificate is issued by a qualified court of law and if the application is forwarded by any guardian other than a biological guardian of the minor member/nominee/family/or legal heir.

Cancelled cheque: It is important so that the payment can be sent through ECS in the account of the person who claims the pf fund.

EPF Form 5 IF: It is used for declaring the advantages that fall under the Employees’ Deposit Linked Insurance Scheme (EDLI) in case the member dies while still being in service.

EPF Form 10D: It is used for claiming monthly pension benefits like widow pension, orphan pension and children pension.

EPF Form 10C: This form is filed for withdrawing pension if the member is dead after the age of fifty-eight years and has completed ten years of service as of the date of crossing fifty-eight years ago.

What are the Points to Remember While Filling EPF form 20?

Here are some key points you must remember while filing the EPF Form 20:

• You have to mention your mobile number and get SMS alerts at different stages of approval. Thus, make sure that you use your active number.
• One has to mention all the crucial information in BLOCK LETTERS in the form.
• The person claiming the PF fund or the nominee has to submit a cancelled cheque of the bank account so that the funds can be transferred into your designated bank account.
• Make sure that the address entered in the form is complete along with the PIN code.

Final Closure:

We have mentioned everything related and relevant to EPF Form 20. We have also written information about how an individual can file the application for claiming the funds, what they can do to have a monthly pension transfer to their account, and so on.

Extra information like main points to focus on, essential documents to attest, and how to fill the form accurately is also described in this blog. We just hope that you have read all the above information with an open mind and process this information in your mind accordingly or whenever required.

But if you have any problem you can always take our assistance without any hassle.

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