Jammu and Kashmir Housing Board | Real Estate News -

This article takes a dig into the Jammu & Kashmir Housing Board offered by the Housing Board of the state. We will also give you a glimpse into the history of the J&K Housing Department.

An Account on the Establishment of the J&K Housing Board

Jammu & Kashmir had long been favored with special status not only for its aesthetic value but also on the communal lines shared by the borders of the state. Until 2019, the province of Jammu & Kashmir was recognized as a state, however, the year 2019 saw the eliminations of the grants that subsidized the state with special status and was declared to be a Union territory.

Thus, the state has been in the news for various controversies over the past few years; however, without going into much detail related to the controversies of Jammu & Kashmir, we will give you a brief account of the history of the establishment of the J&K Housing Department.

To enhance the natural setting of the region, the state government of Jammu & Kashmir had launched a developmental program under the establishment of the Jammu & Kashmir Housing Board. Catering towards the natural setting of the place by construction programs was a challenging job as mere improvements would only degrade the overall appearance of the state. Thus, the Government planned to launch residential projects that would be in comparison to the international standards that would in turn compliment the beautiful setting of the state.

Housing and Urban Development department in Jammu & Kashmir came into existence in the year 1976 intending to provide residential complexes for the people of the state. The Board is said to act as per the norms and guidelines stated by the Government for carrying out the construction programs. Moreover, the J&K Housing Board Srinagar is dedicated to constructing a variety of housing units for the people belonging to the different categories of income group. This is done so that all income group people could accommodate themselves in an affordable housing unit as per their income horizon.

Reservations and Eligibility Conditions

Housing Scheme in Jammu & Kashmir under the Housing Board is available to all residents of the state. However, certain reservations and special status is granted to some of the selected categories of people by the Board. Here are some of the important pointers to glance at:

Any applicant wishing to own a residential unit in the state of Jammu & Kashmir must be a citizen of India and a resident of the place.
The applicant must not hold any property and plot on lease and ownership basis which has been allotted by any governing body of the state in the province of Jammu & Kashmir.
An applicant applying for attaining residences must be at least 18 years of age.
He or she should be either a salaried employee or must own a business that gains him enough surplus to fund the EMIs against the loan provided for owning a property.
Even though applications are accepted from more than a single member of the same family, the plot allotted to a single family will be only one.
Applicants who have previously attained houses allotted by any of the Governing body is not entitled to attain another property under any other housing scheme of the Board or the Government as an organization funding the scheme.
Special preferences are provided as reservations of housing units for applicants belonging to categories such as Scheduled Castes, Scheduled Tribes, Physically Challenged, Other Backward Classes, Defence Personnel, War Widows, Ex-servicemen, and so on.
The Board has the authority to further reserve housing units for people like Government officials and employees serving the Board, journalists, and so on.

FAQs

Q1. When can you apply to get a flat in the province of Jammu & Kashmir?

Ans. Applications for allotments of houses are released online at the official website of the Jammu & Kashmir Housing Board. Moreover, the release of application forms is also circulated via newspapers.

Q2. What are the documents required for attaining a residential unit?

Ans. Along with filling the application form for the attainment of residential plots and unit in the province of Jammu & Kashmir, the applicants are also required to submit copies of the following documents such as:

Domicile Certificate
Income Certificate
Affidavit for Income who are self-employed.

Q3. Are there any charges for submission of application forms for attaining houses?

Ans. Submission of application forms comes with certain charges which are stated in the forms and circulars itself. These submissions can be done at the main office of the J&K housing board or in regional offices like the one known as J&K Housing Board Kathua.

Q4. How are the plots distributed under the housing schemes of the J&K Housing Board?

Ans. Residential plots are distributed by conducting a draw. The allotment is also done on a first come first serve basis. Draws are conducted when the number of applicants is more than the number of plots available.

However, the distribution of commercial properties constructed under the development schemes undertaken by the J&K Housing Board is conducted through auctions and bids. The event information is released both online at their official website as well as in newspapers and circulars that are distributed throughout the state.