PAN Card Details: How to Search, Change, and Link Aadhaar

Confused why PAN card details are so important?

PAN or Permanent Account Number is a unique alpha-numeric number allotted to every PAN card holder. Its details are necessary for receiving salary, fees, opening a bank account, purchase or sale of an asset, or any other financial transactions you can think of.

A PAN card also helps government authorities and financial institutions register the other details mentioned in a PAN card against its unique number.

In this blog, we will talk about the importance of PAN card details along with how you can search for them using your PAN number, name, date of birth, etc. We will also take a look at how you can update your PAN address using your Aadhaar Card.

How to Search PAN Card Details Using PAN Number?

Given below is the process to search for your PAN card details using your PAN number:

Step 1: Visit the official income tax e-filing portal of the Income Tax Department.

Step 2: Click ‘Register Yourself’ and enter your PAN number.

Step 3: Provide all the necessary details in the registration form and submit it.

Step 4: A verification link will be sent to your registered email address. Click on this link to verify and activate your profile.

Step 5: Navigate back to the login page and access your account. Click on ‘My Account’.

Step 6: Click on ‘Profile Settings’ and then click on ‘PAN details’.

Step 7: Your PAN card details will be generated wherein you can view your name, address, date of birth, area code, phone number, etc.

Searching for Address with PAN Card Details

Applicants who have registered their PAN card details on the income tax portal can use the details to search for their address and other information. Given below are the steps to do so:

Step 1: Visit the official income tax e-filing portal.

Step 2: Click on the ‘Register Yourself’ button.

Step 3: Choose the appropriate user type and click on the ‘Continue’ button.

Step 4: Enter all the required details.

Step 5: Complete the registration form and submit it.

Step 6: This will trigger a link sent to your registered email address. Click on the link to get your account verified.

Step 7: Navigate back to the login page of the e-filing portal. Use your credentials to log in. Click on ‘My Account’.

Step 8: Go to ‘Profile Settings’ and click on ‘PAN Details’.

Step 9: Your address and all other PAN card details will then be displayed on the page.

Searching PAN Card Details Using Name and Date of Birth

Given below are the steps to search for PAN card details using the name and date of birth of the PAN holder:

Step 1: Visit the official income tax e-filing portal.

Step 2: Click on ‘Know Your Pan’ under the ‘Quick Links’ section.

Step 3: Enter details like full name, gender, date of birth, marital status, phone number, etc.

Step 4: This will trigger an OTP sent to your registered phone number.

Step 5: Enter the OTP and click on ‘Validate’.

Step 6: Enter the father’s name and click on ‘Submit’. The PAN card details will then be displayed on the screen.

How to Change PAN Card Details

The TIN-NSDL website also has provisions for PAN holders through which they can make changes to PAN card details. Given below are the steps to do so:

Step 1: Visit the official TIN-NSDL website.

Step 2: Under the ‘Services’ tab, click on ‘PAN’.

Step 3: Click on the ‘Apply’ button under the ‘Change/Correction in PAN Data’ option.

Step 4: Enter all the required information and click on the ‘Submit’ option.

Step 5: This will redirect you to a page where you need to upload all the supporting documents through e-Sign.

Step 6: Enter all the personal, address, and contact information.

Step 7: Upload all the supporting documents like address proof, age proof, identity proof, and PAN details.

Step 8: Sign the declaration at the bottom of the page and click on the ‘Submit’ button.

Step 9: You will be redirected to the payment gateway page. Complete the payment using demand draft, credit card, debit card, net banking, or UPI.

Step 10: After successful payment, you will be provided an acknowledgment slip. Download and take a printout of the slip. Attach 2 passport-size photographs, sign on the designated box, attach all the supporting documents, and send it to the NSDL PAN office.

Once the request for changes is accepted, the entire process will be completed within 1f5-20 working days, and you will receive the updated PAN card within the same time period.

How to Update PAN Address Using Aadhaar

If you wish to update the address on your PAN card by using your Aadhaar details, it is necessary to have an email address and phone number that is registered to the Aadhaar card. An OTP will be sent to this registered email and phone number to complete the process. Given below is the process to update PAN address using Aadhaar:

Step 1: Visit the official NSDL portal.

Step 2: Click on the ‘Update Address’ option under the ‘Online Services’ tab.

Step 3: Enter all the required details like PAN, Aadhaar number, phone number, and email address.

Step 4: Agree to the terms and conditions and verify the captcha.

Step 5: Click on the ‘Submit’ button.

Step 6: An OTP will be sent to your registered email address and phone number. Verify the OTPs to complete the process.

PAN Card More Information

Why are PAN Card Details Important?

PAN is not just a valid ID proof but is also important for employment, banking and many other purposes. Let’s get to know each of them below.

Employment Purposes

Since its introduction, the PAN card has been a mandatory document for most job applications and employment. In fact, you need your PAN to file your ITR. Mainly needed for taxation and recording TDS, PAN card details are also used for computing, validating as well as paying salaries, professional tax, direct tax, etc.

Identification Proof

Since it is issued by government authorities, a PAN card is considered to be a valid identity document. This can come in handy for a variety of purposes, like applying for utility connections.

Banking Purpose

A PAN card is one of the required documents for opening a bank account as well as various other financial transactions. This document has been made compulsory for opening accounts with all kinds of banks like cooperative banks, public banks, rural banks, and private banks. This directive has been issued with the aim of eradicating the problem of money laundering.

Individuals will be required to submit PAN card details in case of cash deposits exceeding Rs. 50,000 in a single day. The PAN card details are also required while opening a fixed deposit account exceeding Rs. 50,000 in value. This is done to keep a record of TDS for taxation on interest accrued from such deposits.

The current law dictates that all bank accounts have to be linked with the account holder’s PAN card. If the individual does not have a valid PAN, they have to provide Form 60. Zero balance savings account, Basic Savings Bank Deposit Accounts, and Pradhan Mantri Jan Dhan Yojana accounts are some of the exceptions to this rule.

Other Monetary Situations that Demand a PAN Card

Given below are some of the other situations where PAN card details are required:

• Insurance Premiums: If an individual is making insurance premium payments of over Rs. 50,000 in the financial year, they will be required to submit PAN card details.
• Payment Wallets: Any digital transactions exceeding Rs. 20,000 in a month, require submission of PAN card details.
• Foreign Currency Exchange: PAN card details are a prerequisite for exchanging local currency for foreign currencies.
• Post Office Deposits: Individuals will be required to provide PAN card details for post office deposits exceeding Rs. 50,000.
• Trading of Shares: In the case of trading in the securities market, the individual will be required to furnish details to the broker and the Demat account provider.
• Loan Applications: PAN details are a prerequisite for any loan application processing. Any loan rejections due to the lack of a valid PAN can negatively affect your CIBIL score.
• Mutual Funds: PAN card details are required for successfully investing in mutual funds, bonds, or debentures.
• Debit/Credit Card Applications: Any person applying for a credit/debit card is required to submit PAN card details. Much like loan applications, rejection due to the lack of a valid PAN can impact your credit score negatively.
• Vehicle Purchase: PAN card details are required for purchasing vehicles, except for two-wheelers.
• Property Transactions: The law dictates that PAN card details are compulsory for property transactions that go over Rs. 5 lakh. PAN details are to be submitted by both the seller and buyer.
• Purchase of Jewellery: PAN card details must be submitted on the purchase of jewelry or bullion worth more than Rs. 5 lakh in value.

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