Stamp duty and registration fees in Agra are some of the crucial aspects of the property buying process, and this costs when buying property. These charges make the transaction legal and ensure the buyer’s name is recorded in government records. In Agra, stamp duty is 7% for men and 6% for women on properties up to ₹10 lakh. The registration fee is 1% for all buyers. Women get a discount of ₹10,000 on stamp duty. Property transfers within families have a fixed stamp duty of ₹5,000. Buyers can pay these charges online or offline. Understanding these costs helps buyers plan their budget and avoid legal issues in the future. Let’s explore this in detail.
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Stamp Duty Calculator in Agra
A stamp duty calculator helps buyers estimate the stamp duty and registration fees before purchasing property in Agra. It ensures transparency and helps in financial planning. The calculator considers factors like property value, ownership type, and applicable rebates. Let’s understand how it works:
- Enter Property Value: Input the property’s total market price or agreement value.
- Select Ownership Type: Choose whether the owner is male, female, or joint buyer (male + female, female + female, or male + male).
- Apply Stamp Duty Rate: The calculator applies the standard rates:
- 7% for men
- 6% for women (up to ₹10 lakh)
- 6.5% for joint ownership (male + female)
- Add Registration Charges: 1% of the property value is added to calculate the total cost.
- Rebate for Women Buyers: If a woman is the sole buyer, the calculator deducts ₹10,000 if the property value is ₹10 lakh or below.
- Final Amount – The calculator shows the total stamp duty and registration charges.
The formula is simple: Stamp Duty = Property Value × Applicable Stamp Duty Rate. For example, if a male buyer purchases a property worth ₹50 lakh, the stamp duty will be ₹3,50,000 (7% of ₹50 lakh).
Plot Registration Charges in Agra
Plot registration charges in Agra include stamp duty and registration fees. These charges must be paid to transfer ownership legally. The registration charges and stamp duty rates depend on the buyer’s gender and property value. Have a look at these charges in detail:
| Category | Stamp Duty Rate | Registration Charges |
| Men | 7% of the plot’s market value | 1% of the plot’s value |
| Women | 6% if the plot is worth ₹10 lakh or less; otherwise, 7% | 1% of the plot’s value |
Joint Ownership
|
| 1% of the plot’s value |
| Family Transfers | ₹5,000 fixed stamp duty | 1% of the plot’s value |
Additional information to consider:
- Stamp duty in Agra is calculated on circle rate or transaction value (whichever is higher).
- Rural areas may have slightly different stamp duty rules.
- An extra 1% surcharge may apply in some cases.
Stamp Duty Charges in Other States
| State | Stamp Duty Charges |
| Maharashtra | Stamp Duty in Maharashtra |
| Gujarat | Stamp Duty in Gujarat |
| Uttar Pradesh | Stamp Duty in Uttar Pradesh |
| Madhya Pradesh | Stamp Duty in Madhya Pradesh |
| Delhi | Stamp Duty in Delhi |
| Haryana | Stamp Duty in Haryana |
| Rajasthan | Stamp Duty in Rajasthan |
| Mumbai | Stamp Duty in Mumbai |
| Gurgaon | Stamp Duty in Gurgaon |
| Pune | Stamp Duty in Pune |
Gift Deed Stamp Duty in Agra
A gift deed is used to transfer property ownership without money being exchanged. It must be registered, and stamp duty must be paid. The charges depend on whether the gift is given to a family member or someone else. Here is the detailed information on the gift deed stamp duty in Agra:
- Stamp Duty for Family Members: ₹5,000 for transfers within blood relatives.
- Stamp Duty for Others: 5% of the property’s market value.
- Registration Charges: 1% of the property’s value, applicable to all transfers.
- Mandatory Registration: A gift deed must be registered under the Indian Registration Act of 1908.
- Documents Needed:
- Original property documents
- ID proofs of both parties
- No-objection certificate (if applicable)
- Online Payment: Stamp duty can be paid via the IGRS UP portal.
- Legal Validity: A properly stamped and registered gift deed prevents future disputes.
FAQ’s about Stamp Duty in Agra
Q1. What is the stamp duty rate in Agra?
The stamp duty rate in Agra varies based on the buyer’s category. It is 7% for male buyers, while for female buyers, it is 6%. If a male and female jointly own the property, the rate is 6.5%, whereas for two female owners, it is 6%. For joint ownership between two males, the rate remains 7%. In all cases, a 1% registration charge applies.
Q2. How to calculate stamp duty in Agra?
Stamp duty is calculated based on the property’s value, which is determined by the circle rate or the transaction price, whichever is higher. Once the property value is known, the applicable stamp duty rate is applied. For example, if the buyer is female, the duty will be ₹3,00,000 (6% of ₹50 lakh).
Q3. What are the stamp duty and registration charges in Agra?
Stamp duty in Agra ranges from 6% to 7%, depending on the buyer type, while the registration charge is fixed at 1%.
Q4. How to calculate the stamp value of property in Agra?
The stamp value of a property is determined based on the circle rate per square meter, which the government sets. You can check the latest circle rates on the Agra Revenue Department’s website.
