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Home Loan - Real Estate Q&A Forum

A home loan is a secured loan provided by banks and financial institutions to individuals for the purpose of buying or constructing a residential property. The loan amount, interest rate, and repayment tenure are determined by various factors such as the borrower's income, credit history, and the property's value.

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Somkar Deshmukh
Asked On: 24/11/2023

Replied by Shashank Upadhyay On 24/11/2023
You can pay your Bangalore property tax online by following the steps below. Select the 'Property Tax' option from your screen. You will see a new screen. Your registered mobile number and OT...

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Suprabha Dayal
Asked On: 24/11/2023

Replied by Sahaujas Sharma On 24/11/2023

Statе Bank of India, thе largеst Indian govеrnmеnt-ownеd bank, offеrs various banking products and sеrvicеs to thе public, including homе loans. An SBI home loan is a type of loa...

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Tisya Mahajan
Asked On: 24/11/2023

Replied by Gaathaa Datta On 24/11/2023

Patta land is a category of land for which the government has awarded legal documents, more precisely a patta, to establish ownership rights. The demand for patta property has dramaticall...

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Vairochan Gokhale
Asked On: 19/9/2023

Replied by Adharshana Bawa On 19/9/2023

State Bank of India (SBI) is one of India's leading public sector banks, providing a wide range of home loan products. SBI follows a systematic disbursement process for under-construction propertie...

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Kiash Deol
Asked On: 19/9/2023

Replied by Padmabandhu Mangal On 19/9/2023

Pre-paying a loan can be an appealing option for borrowers who want to reduce their debt burden and save money on interest. However, in some cases, borrowers may face pre-paymen...

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Girija Chowdhury
Asked On: 19/9/2023

Replied by Uma Ranganathan On 19/9/2023

Individuals often wonder if they can have multiple applicants on the same loan application when applying for one. In some cases, having two applicants, also known as co-applicants or join...

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Sanjit Chawla
Asked On: 19/9/2023

Replied by Prakruti Bawa On 19/9/2023

Cash loan repayment is generally not the preferred loan repayment method, and it may not be permitted or accepted by all lenders. The use of cash for loan repayment raise...

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Velan Bakshi
Asked On: 15/9/2023

Replied by Ushraayush Dayal On 15/9/2023

A home loan is a significant financial commitment, and lenders consider various factors to determine an applicant's eligibility. Among these factors, one's credit score significantly impacts the lender's decision. ...

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Sonia Chopra
Asked On: 22/8/2023

Replied by Nishad Purohit On 22/8/2023

State Bank of India (SBI) is one of India's leading public sector banks, providing a wide range of home loan products. SBI follows a systematic disbursement process for under-construction propertie...

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