Credit gives the word to pay either by repaying it or returning those resources later. In other words, this credit is the method of making the reciprocity formal, legally enforceable, and of course, extensible to a vast group of people who are not related.
However, the resources provided may be financial or have goods or services, like consumer credit. The credit covers any form of deferred payment. Credit generally gets extended by the creditor, the debtor or lender, and sometimes the borrower.
The definition of descent means going down, dropping, or failing. It also means origination, i.e. genetic, national, or family-based origins or ancestral ties. Descent means hereditary or genetic succession, i.e. succeeding to an estate and its ownership via inheritance or the law. There is something called title by descent, meaning the title with which any individual acquires property as a legal heir.
Descent means legal descent or hereditary succession. This means succeeding to any real estate, property, and title by way of being the legal heir, or driving descent from anybody or a family. It means succeeding to properties via inheritance.