Credit gives the word to pay either by repaying it or returning those resources later. In other words, this credit is the method of making the reciprocity formal, legally enforceable, and of course, extensible to a vast group of people who are not related.
However, the resources provided may be financial or have goods or services, like consumer credit. The credit covers any form of deferred payment. Credit generally gets extended by the creditor, the debtor or lender, and sometimes the borrower.
Developer means anybody who develops, i.e. someone developing real estate or property or anyone who is developing PC software.
A developer is an individual or company engaged in the building and construction or development of real estate or property. This is an entity or individual involved in the sale and purchase of building and land in several industry or market categories. They are the ones developing buildings on land and acquiring land for this purpose. They erect or construct buildings on this land and sell them to buyers. A developer can also be someone constructing a building on land owned by someone else, through a joint venture. It is an umbrella term, covering everyone from a small and individual promoter/builder to a real estate company or brand.
