Credit gives the word to pay either by repaying it or returning those resources later. In other words, this credit is the method of making the reciprocity formal, legally enforceable, and of course, extensible to a vast group of people who are not related.
However, the resources provided may be financial or have goods or services, like consumer credit. The credit covers any form of deferred payment. Credit generally gets extended by the creditor, the debtor or lender, and sometimes the borrower.
To devise something means to plan or invent something. It means forming in the mind through newer applications of principles/ideas and also newer combinations. It means anything that brings about or obtains something. It also means giving something to someone (usually as inheritance and mostly real estate). In this sense, it means bequeathing things to someone.
It means the conveyance and transfer of property through one’s will, mostly as a reference to real estate or actual property. This is also an indicator of a gift which is given by means of a will and is mostly real estate. It could translate into a gift of actual property which is done through a will.
