Credit gives the word to pay either by repaying it or returning those resources later. In other words, this credit is the method of making the reciprocity formal, legally enforceable, and of course, extensible to a vast group of people who are not related.
However, the resources provided may be financial or have goods or services, like consumer credit. The credit covers any form of deferred payment. Credit generally gets extended by the creditor, the debtor or lender, and sometimes the borrower.
A dwelling means a place of residence or a home. This is a unit which is self-contained and is used by either one or multiple families/households. This is the house or a part of any house which is a residence. This is distinct from other types of property including commercial units, offices, and retail units.
A dwelling is any building or house or any part of the same which is occupied by residents or households/families. This also means any land which is offered for lease/sale for the development/construction of any structure, house, building, or any portion of the same. Hence, it is the basic unit used in the real estate sector, i.e. people buy and sell dwellings or real estate units.