Credit gives the word to pay either by repaying it or returning those resources later. In other words, this credit is the method of making the reciprocity formal, legally enforceable, and of course, extensible to a vast group of people who are not related.
However, the resources provided may be financial or have goods or services, like consumer credit. The credit covers any form of deferred payment. Credit generally gets extended by the creditor, the debtor or lender, and sometimes the borrower.
Farm area indicates the agricultural area or portion which is used for farming already, or may be cultivated again, with the resources which are mostly available for any agricultural holding. This also means any agricultural area where farming is done. This may also mean the area that is occupied by any arable land or permanent crops, pastures, and so on. You should carefully note the definition of a farm in this case, i.e. land which has buildings and other implements for raising animals or growing crops, mostly for selling the same.
Farm area is often marked in several maps and other region-wise plans. This helps people decide on real estate purchases. Many people also wish to buy farmlands although this is a whole different ball-game, for agricultural purposes. There should be due diligence done on whether one is investing in farm areas or not.